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Indian Oil Corporation vs NTPC

A like-for-like valuation of Indian Oil Corporation (IOC) and NTPC (NTPC), each built from its own filed accounts and set side by side — price against estimated worth, on the same measures.

The short answer

Indian Oil Corporation is priced further below its estimated worth than NTPC.

Indian Oil Corporation trades 185% below our estimate of fair value, against 28% below our estimate of fair value for NTPC. A wider discount is not automatically the safer buy — it can equally mean the market sees a risk the accounts do not show yet — but on price against estimated value, Indian Oil Corporation is the cheaper of the two today.

Side by side

Every figure below is drawn from each company's own filed statements. Estimated fair value is the per-share figure our engine will stand behind; where a business needs a model that does not reduce to one number, it is shown as “—”.

Indian Oil CorporationIOC NTPCNTPC
Current price₹132₹330
Market cap₹1.86L Cr₹3.20L Cr
Estimated fair value₹376₹423
Upside to fair value +185% +28%
P/E5.511.5
P/B0.851.57
Return on equity—%—%
Debt to equity0.710.84
Valued onDiscounted cash flowExcess return — the correct lens for a regulated utility

Why compare these two

Two state-controlled energy majors on very different economics.

What each price already assumes

Worked backwards from today's share price: the rate each company must sustain to justify what it costs, against what its own ten-year record supports.

Indian Oil Corporation
Price implies
0%
sustained growth
History supports
2%
ten-year record
NTPC
Price implies
12.5%
sustained ROE
History supports
13.6%
ten-year record
Run either valuation in fullFair value, every step of the working, and a PDF report Free during launch →

The full valuation of each

Compare these against others

Same method, same filed accounts — each of these works both companies through to a fair value.

Indian Oil Corporation vs BHARAT PETROLEUM CORPORATIONNTPC vs ADANI POWERIndian Oil Corporation vs ONGCNTPC vs COAL INDIAIndian Oil Corporation vs RELIANCE INDUSTRIESNTPC vs ONGCNTPC vs POWER FINANCE CORPORATIONNTPC vs POWER GRID CORPORATION OF INDIA

Frequently asked

Is Indian Oil Corporation or NTPC better value?

Indian Oil Corporation trades 185% below our estimate of fair value, against 28% below our estimate of fair value for NTPC. A wider discount is not automatically the safer buy — it can equally mean the market sees a risk the accounts do not show yet — but on price against estimated value, Indian Oil Corporation is the cheaper of the two today.

How is the Indian Oil Corporation vs NTPC comparison worked out?

Each company is valued from its own filed financial statements — ten years of results — using the method that fits that business, then set beside the other on price, valuation multiples, return on equity and what today's share price already assumes. It is a like-for-like comparison of the workings, not investment advice.

Are Indian Oil Corporation and NTPC valued the same way?

No — and that is deliberate. Indian Oil Corporation is valued on discounted cash flow, NTPC on excess return — the correct lens for a regulated utility, because the two businesses do not work the same way. Forcing one model onto both would misstate at least one of them, so each is valued on the lens that fits it and only the conclusions are compared.